Effective 8-1-2014: if you perform a cross-border transaction (any transaction where the issuer country is different from the merchant country) with your debit or credit card you may have a Visa International Service Assessment, or ‘ISA’ fee.
The International Service Assessment (ISA) is an international transaction fee that Visa charges on all international transactions. The ISA Fee is 1% for transactions that require currency conversion, or 0.8% of the transaction amount if no currency conversion is required.
This is not an ELGA fee.
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